From the article you will learn what passive (residual) income is, what sources of passive income exist, as well as a description practical ideas how to create it

Hello, dear readers. Eduard and Dmitry are in touch.

If you are interested in the topic of making money, then you are probably familiar with the concept of “passive income”.

The dream of many people is not to work and still earn money.

If you are one of those people, then this article is for you! Every day today people create this type of income, and the easiest way to create it is on the Internet.

We will consider all the methods described below in the form of an overview, and which one to choose to build your financial freedom is up to you to decide.

1. What is passive (residual) income?

Passive income- income that does not directly depend on our labor costs and comes to us in the form of a stable cash flow.

This type of move clearly illustrates the motto " Do it once - get it 100 times».

So, for example, you can make money by selling your own knowledge by recording your own educational video course on a topic in which you are well versed. You create such a course once, and then it brings you passive income due to the fact that it is sold many times.

You've probably heard that there are people who have not worked anywhere for years, but live only on passive income, for example from investments. They are called rentiers *

Rentier- a person who lives on interest or dividends, usually from financial assets, renting out property or the products of his intellectual labor.

When we see on TV or in photos gorgeous beaches with yachts, expensive hotels, houses and cars, then one way or another we associate all these things with great wealth and financial freedom.

Passive income - The best way start living the life of your dreams, travel and manage your time as you wish at a time when everyone is working.

2. Why do the poor get poorer and the rich get richer?

If you look at the life of an ordinary person 30-40 years old, in most cases he spends everything he earns, often has a lot of loans or borrows “a couple of grand” from friends until payday.

All this happens because he does not focus on creating assets that would help solve his financial problems.

Financial slavery flourishes in the 21st century, despite the fact that physical slavery has long since sunk into oblivion.

Here it is worth remembering a wonderful quote from John Rockefeller, the famous American billionaire:

Anyone who works all day has no time to earn money!

John Rockefeller

This is true. After all, people become millionaires in their free time from work, and at work people usually earn money only to cover immediate expenses.

Thus, it is worth understanding that our main asset is time, and rich people know how to use it well.

After all, if you look at an ordinary day common man, then we will see a picture repeated day after day: in the morning - to work, in the evening - from work, cafe, beer, TV.

At the same time, such a person’s progress in the long term is minimal, especially considering that the majority do not like their work and their income practically does not grow from year to year.

The difference between the rich and the poor is what they do in their free time.

It is the correct use of time that is the key to achieving wealth and passive income, as one of the tools of financial freedom.

After all, in order to create passive income, need very good actively work. Most often, several months or even years. But after that you can quit your job and become a wealthy person.

According to the famous businessman, investor and financial literacy specialist Robert Kiyosaki, wealth is determined not by the size of your bank account, but by TIME, during which a person can not work, maintaining a comfortable standard of living.

In order to understand how you can turn your time into a source of constant passive income, break out of the “rat race” and gain financial freedom, we recommend that you play Robert Kiyosaki’s world-famous financial game “Cash Flow”.

3. Sources and types of passive income

Surely you are eager to find out how you can create passive income and from what sources it can come. Below you will find answers to these questions.

All you have to do is choose the method that suits you and work on it.

It’s interesting that most people say: “But several months or years is a very long time, I’m not ready to wait that long.”

This is the psychological trap. After all, people’s working period usually lasts 30-40 years, after which they receive only a pension and this, without exaggeration, “handout” becomes their only source of existence.

It turns out that we can work for 30 years in a row (in most cases at a job we hate), but we don’t have the patience to take care of our financial future and retire not at 55-60 years old, but let’s say at 30 or 40 years old. enough.

There is no need to deceive yourself, because if you have definitely decided that you want to create passive income and have more free time, then you need to take decisive action to change your life!

That was the introduction, and now to the tools and types of creating passive income.

There are only 4 main types of passive income:

Let's look at each of them and see through which instruments you can earn passive income within each type.

1. Investment or financial passive income

It occurs when we invest money in various financial instruments or items, receiving dividends in the form of profit or interest.

Sources:

• real estate;
• Bank deposit;
• securities;
• our business (when we buy it);
• equipment for rent.

2. Intellectual passive income

Occurs in the case of creating an intellectual product and its further replication. The information business on the Internet, known to many, is built on this principle: record your training course once, and then sell many copies of it.

Sources of passive income:

• royalties for a published book, song, role in a movie;
• patent for an invention (technology).

3. Marketing passive income

Occurs from established marketing systems, such as a commercial Internet site, your network marketing structure, or a personal brand rental*

A personal brand is a set of social achievements of a person that are associated with his person and can serve as a reason for using his name (reputation) for commercial purposes.

For example, many stars of show business, sports and cinema star in advertising and become the “faces” of a particular company, for which they receive a lot of money as a fee for using their name.

Sources of passive income:

• own developed structure in a network marketing company;
• commercial companies using your personal brand;
• your website on the Internet;
• a business whose profit comes from work marketing system(often this is an information business).

4. Legal (required by law) passive income

To one degree or another, almost all people talk about the three types of passive income described above, but not a word is said about the fourth, which we conventionally call “legal.”

But it not only has a place, but can also become the most easily accessible of all.

You can receive this type of passive income if your life situation allows, at the legislative level, to officially receive cash and other material incentives from the state.

Have you guessed what we're talking about yet?

Naturally, the most famous type of such passive income is a pension. This is a scholarship for students. But the working part of the population in most cases is deprived of such “goodies”.

Sources of passive income:

• old age pension, disability pension, military pension;
• subsidies (compensations) for utility bills;
• subsidies for starting or developing a business;
• "maternal capital";
• preferential housing for needy citizens.

4. How to create passive income - 7 best ideas

Now you know what types of passive income there are and with what tools you can create passive income.

There are different options for creating passive income, let's now look at the most popular ideas on how exactly you can provide yourself with a regular influx of money without constantly working for it.

Idea 1. Creating a website for making money online

Passive income online is becoming increasingly popular today. If you are familiar with the principles of marketing and have good computer skills, then you can create such an income even from scratch, having only a great desire to learn new things and a certain amount of free time.

For example, now the site HeaterBober.ru, where you are on and reading this article, generates passive income.

Typically, to start regularly earning $1,000 a month from your website, you will need from 6 months to 2 years of regular work on your project, several hours a day.

For some reason, some people think that it’s very easy to make money on the Internet and that by creating your own website, you won’t have to work anywhere else as soon as it appears online.

This is a big misconception. You will have to work very hard on your website, and the most difficult stage here is not to break down, but to achieve regular passive income of 100-200 dollars a month.

If you have (will) have a website that consistently generates passive income, then you can sell it as ready business. Moreover, the amount for which a profitable website can be sold is 20-24 times the amount of its monthly passive income.

So if you have a website that brings in 10,000 rubles a month, then you can sell it for 250,000 - 300,000 rubles.

Thus, you can even create profitable websites for sale and build your own business on it.

It's similar to animal husbandry. You raise a cow and it gives you milk, you can sell it regularly, making a profit, and if you need money in large quantities at once, you can sell the cow itself.

You can earn money on your website in the following ways:

• selling links;
• placing contextual and teaser advertising;
• posting paid advertising articles;
• selling advertising spaces under banners;
• recommending to buy a product or service using your affiliate link (earnings from affiliate programs);
• selling your own training courses (Infobusiness).

Idea 2. Creation of an intellectual (creative) product

If you have the talent of an inventor, writer or musician, then create your own intellectual product - technology, book or song.

This way, you can earn passive income by replicating them (in the case of a book or song) or renting them out (in the case of technology that can be patented).

For example, the famous writer JK Rowling, the author of the Harry Potter books, now has a multi-million dollar fortune thanks to passive income from her intellectual property.

Having created the “invention”, “ industrial model” or “utility model”, you can also create sources of passive income. After all, it will be yours intangible assets*

Intangible asset- a product of intellectual labor that does not have a material form, but is capable of bringing profit to a person or company by its presence.

Such assets include patents, trademarks, and the business reputation of a company or person.

Idea 3. Renting property: real estate, transport, equipment

Passive income from real estate is the most famous of all rental types of passive income. But there are other ways.

You can rent out almost anything that has value: motor vehicles, construction, industrial or retail store equipment and even things worth more than one average salary in your city.

Typically, income from real estate is less than from equipment. For example, there are entire types of businesses where construction equipment and expensive hammer drills are purchased and then rented out.

So a drill or hammer drill worth 20,000 rubles can be rented out for 500-1000 rubles a day! In this case, the payback period for the tool can be less than a month with a large flow of clients.

Idea 4. Receiving government payments in the form of passive income

If you fall into the category of socially vulnerable citizens (disabled person, large family, pensioner, etc.), then you can apply for compensation payments both one-time and permanent (the same passive income).

To do this you need to carefully study civil Code RF or contact the service social protection at the place of residence.

You may not know that you should receive thousands, and possibly tens of thousands a month just for being one of the people described above. Don't neglect this opportunity.

Some citizens even pay bribes in order to receive preferential housing or a disability pension without being people with disabilities.

We do not encourage you to improve your financial position dishonest ways, but if you have legal grounds for government financial support, why not take advantage of it.

Idea 5. Investments in securities, bank PAMM accounts, mutual funds

Investments in various financial instruments are also a fairly popular way to generate passive income.

All these financial instruments were discussed in some detail in one of the previous articles: “”

Although they have their advantages, they are not without their disadvantages. For example, in a bank the income will be minimal and will barely protect your money from inflation.

As for PAMM accounts, mutual funds and securities, here in most cases your income will be unstable (with the exception of bonds) and will not be passive.

Rather, by investing in such instruments you can get speculative profits, but losses are also possible. Be careful!

Idea 6. Network marketing

This is one of the most affordable ways to create passive income by investing your time, since in most network companies You need no more than $100 to start.

If you have the talent to find a common language with different people, you are friendly and full of energy, then feel free to start in this industry and in a few months your passive income can be compared with average salary provincial town.

Very well the way of a person in the process of building his passive income in network marketing is illustrated by the “parable of the water pipe” about two guys Pablo and Bruno. One of which worked for money, and the other at that time created a system that made a profit:

Idea 7. Own business

A great way to create passive income is to organize your own entrepreneurial project.

If you do not have sufficient in cash to start your own business or do not want to risk money, then the best way to organize your business for you is an online business.

Yes, today thousands of people earn big money on the global network.

If you think that starting a business is the best solution in your case to create passive income, then you should definitely read our articles on this topic:

With the information in these articles, you will be in the best possible position. short term you will be able to organize your business from scratch and further turn it into a stable source of passive income.

For those who want to open their own business with minimal risks we offer an alternative option: buying a franchise, a chain of Japanese and Pan-Asian restaurants.

Why this particular project? The answer is simple: our good friend named Sergey has already opened a restaurant under this franchise in Maykop and now has a stable profit. The 1.5 million he invested paid off in just six months - an excellent indicator for a city of 140,000 people. In megacities, funds will be returned even faster.

Restaurants Sushi Master is outlets four formats: “street”, “island”, “food court” and “classic”. The partner receives a ready-made business model, marketing technologies, unique recipes and help from the start-up team. What happens next is a matter of technique.

Here is what co-owner of Sushi Master Alex Yanovsky says about the benefits of the franchise:

Now you know what passive income is, what types of it exist, and what you can do to quit your job, gain financial freedom and be able to travel.

Tips for achieving financial freedom:

Tip 1: Take Time to Build Assets

Try not to limit yourself to just getting money from your work, regularly think about how you can repeatedly receive money for once done work - replicate your efforts!

How to create passive income - 14 working ways + 12 tips for beginner businessmen.

To answer the question: how to create passive income, you need to understand how passive income mechanisms work, how money accumulates in your account, and also what to do in order to start earning money without investing your time and effort?

Features of creating passive income and its difference from active

The main difference between passive income and active income is that it does not require investment of time and labor.

Money comes into the account by itself.

Of course, you will have to put in some effort to ensure that the profit flows into your account, but it pays off and brings you money in the future.

Active income requires constant work, visiting the workplace and performing one’s duties.

To receive passive income, you need to perform certain actions once to receive it.

Receipts will occur over a certain period of time.

To get rich, you must have at least 1-2 sources of passive income, in addition to the main income received from a permanent job.

Many talk about this in their books and interviews.

When creating several sources of profit, you can completely leave your work activity “to your uncle” and start your own business.

How to Create Passive Income: 14 Best Ideas

Create your own website or blog on the Internet and promote it.

In this case, passive income is achieved by paying for advertising.

On average, on one site, a beginner can earn about 12,000 rubles.

But you can sell a site where the total number of visitors exceeds 5,000 people for 200-250,000.

You can not only make passive money from this, but also build a highly profitable business.

An alternative to the website is maintaining a VKontakte group.

One well-promoted group can bring the owner from 8 to 15,000 rubles per month.

What if there are five such groups?

Selling your own seminars and training courses.

This option is suitable for those who have graduated from higher education educational institution and has a teaching license.

The most difficult thing is recruiting listeners.

However, if the topic is interesting, people will find you.

To write a book.

Income from the work "royalty" goes to the author until the book is removed from sale.

Create an intelligent product.

For example, a computer program.

By obtaining a patent for it, you can also receive regular royalties from sales.

Or a car.

Even a one-room apartment can generate income comparable to the average monthly salary of a citizen in Russia.

Renting a salon, hairdresser's place.


average price one seat in a cabin per month is 8,000 in a small city, and a cabin costs more than 20,000 rubles.

1. Government payments.

   They can be received by disabled people, large families or people who have retired due to age.

   Bank deposit.

   Investing money in a bank as a deposit is not a great passive income, but for the most part allows you to save money.

   However, it is still quite possible to receive not an extra 3-10 thousand per month from a large amount.

   Sale of securities and mutual funds.

   A good option for long-term capital investment with the aim of making a profit.

   However, it must be approached very carefully.

   Gather all the information about the organization in which you are investing your money.

   Income from shares becomes large only after about 7 years have passed since their acquisition.

   Own business.

   A very good option for receiving passive income, but it requires a lot of effort and time before it starts to generate profit.

   Venture investments and profits.

   To receive venture capital royalties, you must invest in a newly launched company.

   After a few years, you can start receiving a very substantial amount, depending on the amount of the contribution.

   Investing money in investment and trust organizations.

   Profit is generated through the redistribution of capital.

   However, in this case there is a high risk of losing your investment.

   Purchase of housing under construction and its sale after construction.

   A profitable option if you have the funds to purchase one or more apartments under construction.

   You will buy it for 500,000 rubles, and sell it for 1,000,000.

   However, most likely, repairs will have to be made, at least cosmetic.

   When choosing a developer, you should be extremely careful.

   Buy housing only from reliable, well-known developers who have been working in the housing market for several years.

Finding the best option from the many existing ones is not a matter of one day.

You should carefully consider the steps, evaluate the initial capital and decide what is best suited.

Many people, thinking about how to create passive income, do not want to do anything about it.

However, in the beginning you will have to work hard in order to reap the sweet rewards in the future.

12 tips for beginning businessmen to create passive income

To become a free person in terms of finances, not to depend on the opinion and mood of the employer, you will have to work hard.

You are always looking for the best option for investing and starting a business.

Look for new assets that will later turn into liabilities.

• To become a wealthy person, strive to create several sources of passive income.
• Improve your financial literacy.

Be an educated person, read books, attend courses and lectures.

Live the life that rich people lead.

Before investing, study all options, do not invest money at random.

Always have it on hand Required documents, confirming your investment in a company or bank.

• Break your cash capital into several parts and invest in different projects.

Calculate the risks of losing your invested money.

If the risks are minimal, take the risk.

However, if intuition and common sense scream that the investment is not worth making, stop, no matter how profitable the offer may seem.

Think about your future every day.

Decide what you want to achieve.

Open your website on the Internet and develop it.

With a lack of capital, the site can be sold for a good amount of money.

• Find a mentor or coach who has already walked your path and can give you some ideas.
• Be prepared for the fact that to create good passive income you will have to work for some time, invest not only money, but also time and effort.

Don't try everything at once.

Focus on one project, and when you're done, try another.

Inflaming several projects at once, you can get confused and lose investments.

How to create passive income online?

Organizing your own financial project is a great way to create passive income.

You can open a business both in real life and on the Internet.

If not initial capital, or it is relatively small, the option of creating a business on the Internet is preferable.

Choose the job that works best for you.

This could be website creation, group administration in in social networks, copywriting, Forex trading.

To start trading on the Forex exchange, you need to undergo a month of training and conclude several trial transactions.

At the initial stage, invest the minimum amount and develop.

Robert Kiyosaki talks about how to create passive income in a video:

How to create passive income and gain financial freedom?

In books on self-development, achieving success and wealth, millionaires give advice on achieving financial freedom.

We have selected the best ideas:

To avoid remaining poor throughout your life, find time to create passive income, even while working your day job.

In a month or a year, these efforts will more than pay off.

Always strive to create as many sources of passive income as possible.

When you get a profit, invest it again.

Develop yourself.

Financial literacy – required condition for those who want to get rich.

Start by at least reading books by the world's millionaires and billionaires and follow their advice.

People who think about how to create passive income are already one step above the rest.

Move forward, apply the recommendations we have described and become a millionaire.

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Police officers love to complain about modest wages. Indeed, the amount that a law enforcement officer receives monthly for his hard work on the verge of risk only slightly exceeds the subsistence level. For an outside observer, it remains a mystery why guardians of the law do not flee from the authorities and how they manage to flaunt in good suits, drive good cars, use cool mobile phones and relax at fashionable resorts.

How do police officers who work “on the ground” live today, i.e. at local police departments? The general public becomes aware of “left-wing” sources of income only occasionally, when the next presumptuous police chief is caught by the service own safety. But the majority of bribe-takers in uniform feel calm.

We will try to reveal some of the secrets of the long police ruble with the help of experienced employees who have served in the authorities for decades.

For 9 months of 2002, at the instigation of the Internal Affairs Directorate of the Moscow City Internal Affairs Directorate, 137 criminal cases were initiated against guardians of the law. According to them, 97 police officers (3 senior ones) were brought to criminal liability. Dismissed from the authorities for compromising circumstances 21 employees.

Head of Department of Internal Affairs

The average police chief (major or lieutenant colonel) is between 35 and 45 years old. These people, as a rule, go through all levels of service, starting with the position of patrol officer, and know the hardships of police life firsthand. The head of the police department, together with allowances, receives up to 8 thousand rubles a month. (It should be clarified that net police income consists of salary, additional payment for length of service, rank, special working conditions, rations and allowances from the mayor. We present average data.)

It is clear that with this money it is difficult to feed and clothe a family and look decent yourself. But if desired, the resourceful police chief can raise his own salary.

Markets are a good help. There is always something to complain about. At the capital's bazaars there are sellers without registration, medical books or documents for trading. So market administrators pay the head of the police department up to 1 thousand dollars a month so that police officers do not interfere with constant checks.

Firms that employ illegal immigrants also pay for a quiet life. Owners construction organizations, car services, bakeries and other offices count from 500 to 1000 dollars per month each (the number of zeros depends on the steepness of the enterprise).

The same amounts are paid to the patron by the administrators of restaurants and cafes in order to avoid unscheduled inspections. By the way, almost any policeman - from the chief to the guard - can go to a “sponsored” establishment at any time and have a free meal. The more stars on the shoulder straps, the higher the level of the catering point. A free trip to a restaurant usually ends with visits to the department by inspectors from the department.

A smart boss never advertises his wealth. He dresses discreetly, takes his wife to Russian resorts, and drives a Zhiguli, although he prefers new cars. There is no need for him to glow. Firstly, the Department of Internal Security does not sleep, and secondly, it is inconvenient to show off in front of the personnel.

The risk of being caught by the head of the police department is minimal. On a 10-point scale it can be assessed as 2 points.

Firstly, he has high patrons, and secondly, his immediate leadership has no need to disgrace the honor of his uniform once again. Most police chiefs live peacefully until retirement and become heads of security services of large companies; fortunately, they have plenty of friends among businessmen. Well, if a scandal suddenly breaks out, they will be carefully sent into retirement. To bring criminal liability, something completely out of the ordinary must happen. In the modern history of the Moscow police, only a few sad examples are known. The head of the 5th "Arbat" police department, Mikhalev, and the chief of the Tsaritsyno police department, Alekseev, ended up in prison for large bribes. And the head of the Krylatskoye police department, Batyuk, was brought to trial for falsifying crime figures.

Deputy for criminal police

The deputy head of the police department for the service of the criminal police (SKM) prefers the "Zhiguli" of the eighth model or the average hand of a foreign car, more often a "BMW". He earns his rank (from captain to lieutenant colonel) not at the table. These people are fans of the profession, often risking themselves. So, on the first day of the hostage-taking in Nord-Ost, Oleg Kovtun, deputy head of the Khoroshevsky department of internal affairs, who could easily sit in his office, but went personally to patrol the territory, was shot and killed.

It is not surprising that most of the “main operas” are drinkers who have mistresses. The official salary of 7 thousand rubles is not enough for such a rollicking life. Therefore, the SCM deputies are spinning around as best they can. The main source of their income is bribes for not initiating criminal cases, or even for the collapse of such cases. Evading criminal liability costs their “sponsored” $500 or more.

Owners of companies that are “supervised” by the head of the Department of Internal Affairs also turn to the deputy for SCM for help. True, unlike the chief, his deputy protects businessmen not from the police themselves, but from bandits and competitors. If the guys run into a car service station that is “protected” by the territorial police department, the company manager informs the SCM deputy about this, and the police are sent “to a showdown.” Such “physical protection” costs businessmen from $100 a month.

The deputy for SCM also imposes tribute on brothels. If the police really wanted this, then all the brothels in the capital would disappear overnight. However, mothers and pimps pay their deputy $500 per month for SCM and live in peace. Occasionally, the police cover up brothels with fanfare - for reporting purposes. But mostly prostitutes get into the network of operatives, who get off with a slight fright in the form of a fine.

The SCM deputy receives a significant part of his income from illegal call centers set up in Moscow apartments by immigrants from China and Vietnam. For their "telephone right" underground workers pay the police chief from 1 thousand dollars a month.

Another help is the numerous scams that thrive in crowded places. The “win-win lottery” or “charity event” would not have lasted even a few minutes without police cover. Such scammers who feed law enforcement officers are called “machines” in the police environment - for their stability and connection to the area. But as soon as a “machine” takes a walk or gets drunk “at work”, his own people will kick him out, and he will become a “partisan” - working without cover. “Partisans” are basically the ones who end up behind bars. “Machines” are still thriving.

Risk level - 3 points. Those at the top would rather hush up the matter so as not to wash dirty linen in public, and they would also take into account the undoubted merits of the person who committed the fine. Unless a major scandal breaks out ... This happened, for example, with acting. the head of the investigation department of the Yaroslavsky police department, Ivanov, who was involved in the theft of a unique viola (he is now under investigation). And the deputy for the SCM Department of Internal Affairs “Krylatskoye” Skuba went to the dock as a “locomotive” - together with his boss.

Deputy Public Safety

The deputy head of the public security police (MOB) in the rank of captain to lieutenant colonel signs the statement for 4.5-5.5 thousand rubles a month. The leaders of this link prefer overall cars (from the latest Zhiguli models to jeeps), since the people themselves are usually full and solid. For the post of deputy in the MOB, former district police officers who earned this chair with the hard work of a police officer more often get. They value family well-being, as a rule, they live in perfect harmony with their spouse and idolize children.

The sources of income for the deputy under the Ministry of Public Security are described in detail in the Code of Administrative Offences. The amounts of fines for the offenses listed in it range from one to 5,000 minimum wages. A local inspector, checking a company on his territory, will certainly find non-compliance with fire safety standards, unsanitary conditions, illegal trade, and lack of registration among workers. And he will immediately draw up a protocol, which will be reviewed by his boss - the deputy for the Ministry of Security. And he will take advantage of the fact that the amount of the fine for a specific offense is not clearly defined. For example, he orders you to pay 10 minimum wages, indicates 5 in the protocol, and takes the difference for himself. Or he’ll even hide the paper in the table and then send it to “Prosecutor Korzinkin” (that’s what the police call the trash can among themselves). Firm owners prefer to “sweeten” their deputy in order to avoid frequent checks.

Deputies for the Ministry of Security also warm their hands in the collapse of cases that are within the competence of the investigative bodies. For example, a person who commits petty theft from a store can avoid criminal liability by paying $500.

If desired, district police and patrol officers would have enough time to remove all unregistered visitors and illegal traders from their territory. But these people feed the law enforcement officers better than the state with its pitiful salaries. And when the peddlers who fill the approaches to the metro suddenly disappear as if by magic magic wand- this means that an inspector has arrived at the local police department.

Small traders chip off 50 rubles every day and hand over the money to their “supervisor”, who “manages” trade in a certain territory. And he presents a tribute to the patrol policeman. Once a month, the “watcher” also unfastens the deputy for the MOB - from $ 200. Unorganized traders working “without cover” also pay the patrols. But more often - for statistics - they are delivered to the stations. There, protocols are drawn up against traders, which also do not clearly state the amount of the fine. The difference between the paper and real amount is pocketed by the operational duty officers.

Risk level - 1 point. It is difficult to control the actions of a deputy in the Ministry of Security, and a disenfranchised illegal immigrant will never complain to him.

Deputy for passport work

The head of the passport office is one of the most rewarding positions in the capital's police department. The deputy on the passport (from captain to lieutenant colonel) receives from 5 to 6 thousand rubles. At the same time, passport officers are not even ashamed of their beautiful life - they prefer elegant foreign cars, which, however, to be on the safe side, they register with relatives. The heads of the passport office make huge profits from the illegal sale of apartments - they act in concert with “black brokers”. After all, the NPC knows exactly (and can suggest) which of the local alcoholics or lonely old people is worth paying attention to in order to take possession of the desired meters. Brokers solder or deceive the unfortunate owners, and the profit from the sale of apartments is divided almost equally with the NPS.

And by “greasing” the head of the passport office, you can draw up documents for the new owner of the apartment in three days, and not in several months, as in the usual case.

And yet, the most reliable source of “leftist” earnings is registration in Moscow of nonresidents. It is not difficult to obtain permanent registration - just pay the NPS $1,000. Then he intercedes with the head of the Department of Internal Affairs about the appropriate resolution. And for 1 thousand rubles. You can obtain temporary registration without any delay and renew it at any time.

Risk level - 5 points. The work of the passport department is quite well controlled, and violations are identified. Another question is what measures are being taken. This depends on the integrity of the inspectors, who also do not want to live on one salary...

Deputy Head for personnel work(former political officer)

The deputy for personnel (rank - from senior lieutenant to major, receives 5-6 thousand rubles per month) is one of the most disliked bosses among the personnel. This position is most often filled by people who have not found a place for themselves in other services. HR officers recruit employees, supervise personnel, and resolve issues with sponsorship. The political officer is obliged to visit the families of employees and, as they say, monitor the moral and ethical character of the police. Previously, he was also responsible for the cultural sector, distributing tickets to theaters. Now relations with personnel basically boil down to the fact that the personnel officer prowls around the offices and ... sniffs everyone: do they drink at the workplace? He also empties trash cans looking for empty bottles.

They also don’t like the political officer because he extorts money from employees for boring departmental newspapers, collects contributions to the Dynamo sports society... And on the eve of the 200th anniversary of the Ministry of Internal Affairs, personnel deputies became famous for forcibly distributing lottery tickets issued specially for the celebration . Other political officers even sat next to the cashier on payday: only lottery participants received salaries. Political officers even personally descended into the “monkey house” and imposed tickets on detainees for administrative offenses - buying three tickets saved them from a fine. By the way, until now the employees of the lower divisions have not seen the winning table of that mysterious lottery...

The political officer will always find something to get hold of. If he is friends with the head of the police department, then instead of his boss he collects money from the “points”. This is beneficial to both: the “owner” has clean hands, and the assistant gets interest.

The HR deputy also makes money from sponsorship. Each company can voluntarily transfer money for the purchase of paper, copiers, repair of police equipment... In this regard, reporting is so weak that the political officer can easily pocket part of the money.

When a detachment of policemen is sent to Chechnya, orders are sent from the Internal Affairs Directorate to the “land” offices. Each department is required to purchase goods for dry rations (vodka, cigarettes, dry soups, soap, etc.). The political officer goes to enterprises, where he receives sponsorship money for the purchase of necessary items. And then he buys the cheapest product instead of a quality one - and pockets the difference in cost. The receipts required for reports will always be provided to the political officer in “their” store.

A good source of income is the sale of titles and insignia. For example, you can become an “excellent police officer” for only 200-300 dollars... It is within the power of the political officer to match those who wish to a position at the sergeant level, and also to make an ordinary police officer a senior officer. Sometimes it is thanks to the deputy for personnel that completely random people and even bandits end up in the police. For the boys, a place in the lower division costs up to 5 thousand dollars.

Risk level - 1 point. The elusiveness of political officers is often explained by the fact that they are the ones who inform the Department of Internal Security about the employees of their unit. The biggest trouble that haunts the HR deputy is the tires of his car punctured by vindictive colleagues...

Chief of staff

This position, although it sounds nice, is the poorest among management ones. Staff officers (from senior officer to major) most often do not have cars, but live on a salary of 4 to 5 thousand rubles. The chief of staff is responsible for the duty department, deals with paperwork, keeps police statistics and more often than others receives penalties. Sometimes this position is occupied by women who are not burdened by painstaking paperwork and want to receive titles in a dust-free job. Male staff officers often work as night guards, and during the day they invigorate themselves with vodka. Many people become drunkards, unable to find fulfillment in life.

Most realistically, the chief of staff can earn extra money by illegally releasing a detainee from the “monkey prison.”

Risk level - 1 point. History is silent about the chiefs of staff caught red-handed.

Deputy Investigator

The deputy in investigation (from captain to lieutenant colonel of justice) is a friend among strangers and a stranger among his own. He is obliged to uphold the interests of the law, but with a salary of 6-7 thousand rubles a month, not everyone can do this. That’s why the deputy investigator sometimes works against his own colleagues. Detectives have to work hard to collect evidence of the criminal’s guilt, but if he has money, the work of the detectives is reduced to nothing. A deputy investigator (and an ordinary investigator) is capable of ruining almost any criminal case for a bribe of $1,000 or more. A lawbreaker may be released on his own recognizance, even if he is suspected of robbery or extortion.

Investigators have an agreement with lawyers they know, according to which they recommend lawyers to their rich suspects. For such a service, the defender gives the investigator 10% of his fee.

Risk level - 6 points, i.e. quite high. For the deputy, as in a game of chance, the main thing is to stop in time. Not everyone can do this. For example, the deputy head of the investigative department of the Troparevo-Nikulino police department recently received 3.5 years in prison; The head of the investigation at the Nagorny police station was sentenced to 7 years in prison. Both demanded a bribe for the termination of the criminal case. By the way, the same price is 10 thousand dollars.

Ordinary employees

A young operative (lieutenant or senior leader) works for 5-6 thousand rubles a month (the city hall gives the largest allowance to detectives and investigators). A novice operator is engaged in the most thankless work - solving hopeless burglaries, thefts, and searching for missing people. This activity, as a rule, does not bring either results or satisfaction, but the opera provides endless penalties. Professional interest and experience come later - if the officer stayed in the police department for more than three years.

Young criminal employees move on public transport, and some lucky ones drive their parents' cars. But he will go crazy, but will buy himself a leather jacket and smart suede boots to impress the girls, whose attention they are already not deprived of.

Detectives eke out small “left” earnings: they invest in small, semi-legal companies, share information with interested parties or do not allow minor criminal cases to proceed. (Sometimes bosses set up their subordinates, making them extreme in their games.)

An experienced operative (from captain to major) is a smoker, always drunk, driving around in a used Audi or Volkswagen. For a fee, together with the deputy at SCM, he ruins things and receives income from brothels. Prostitutes, in turn, provide the detective with operational information.

Risk level - 7 points. The line between legal and illegal activities of detectives is so illusory that they easily cross it. Most often, operatives are caught for exceeding official authority, in other words, for extracting testimony from detainees, planting drugs on them, etc. Common “opera” articles are extortion and bribery. Arbitrariness is also popular among detectives, to which they are driven by a lack of experience or simply a desire to make money. For example, operatives, having learned that weapons are stored in a certain apartment, conduct a search without court approval. Some - in order not to miss time, others - wanting to defraud the owner of the weapon of money for concealing a crime. Often detectives are sent to trial for the totality of all these crimes, and in groups. For example, over the past 10 years, three groups of operas from the Marfino police department were convicted at different times.

And yet, if not for these people, crime would have completely overwhelmed Russia...

Patrol officers (sergeants, salary from 3 to 4 thousand rubles) feed from illegal immigrants working on construction sites without cover, from visitors without registration, and from street vendors. In addition, guards successfully “hunt” visiting wholesalers near markets. The busiest time is from 5 to 8 am, when buses with provincial traders can be easily spotted in the traffic. Wholesalers who sell consumer goods, as a rule, do not have documents for the purchased items. You can pay off an annoying cop and avoid spending the night in a police station for a certain bribe. A provincial merchant transporting bales of goods in a Gazelle pays a guard an average of $50. And each passenger of a shuttle bus costs from 500 rubles.

Experienced local police officers (from junior lieutenant to major, salary is the lowest among officers, from 3.5 to 4.5 thousand) rob the same visitors, only in rented apartments. In addition to the rent to the owner, the illegal tenant pays monthly from 100 to 500 rubles to the “big-eyed” district police officer (in best case scenario will cost you a bottle of vodka). They also feed on administrative protocols. Others receive cash bribes or rations from “subordinate” stores. However, in fairness, it should be noted that few people would envy the service of a district police officer. According to statistics, these people are more likely than all their colleagues to take their own lives - they shoot themselves right in the workplace.

Risk level - 7 points. “Switchmen” are always responsible for everything.

Here's an excursion into the police pockets.

Let’s make a reservation right away: these observations can in no way be attributed to all police officers, among whom there are many people working for the idea and from professional interest. In addition, there is still a huge shortage in the internal affairs bodies, which also indirectly testifies in favor of honest people. They leave because they cannot live on a penny salary, but they are also not able to steal to a normal standard of living...

Evgenia Borodina

“The salary is not paid by the employer. The employer only controls the money. The client pays the salary.” G. Ford

In our unstable times, anyone comes up with ideas about finding additional income options. And there are already quite a lot of people who can boast of good profits received from various sources. Where to look for ways to earn extra money, these magical bottomless wells filled with finances?

9 ways to earn money off-line

Mystery shopper

IN Lately This position is gaining popularity, especially in cities with a developed supermarket chain, where management does not have time to monitor the work of employees. This is the duty Mystery shopper- Checking the quality of service.

Experience

Do you understand electricity, plumbing, assemble furniture or repair household appliances? Or maybe you know a computer very well and are a good photographer? Capitalizing on your expertise by offering services in familiar areas are great ideas for making extra money.

Quick legs

Courier service is important and necessary. Posters of advertisements, distributors of leaflets, and promoters are also in demand. And someone also needs to clean up the garbage after mass city events. The method is not easy, but it pays quite well.

Renting an apartment

One of the most profitable ideas to make money. How to rent out housing - for a long-term period or daily - is up to you. Such ideas for additional income are especially relevant for large cities and tourist centers.

Own car

It is very easy for car owners to find additional income. The easiest way is to offer driving training services. You can also taxi, but you need strong nerves and excellent knowledge of the city.

Private lessons

Good options for additional injection into the budget. Tutoring is possible if you have experience in this field. If you are a sports professional, rent a gym and run your own section.

Other people's services

Ideal ideas for people with organizational skills. You can find a lot of specialists among your friends and arrange a meeting for them with people who need their services. Your friends will not refuse extra money, and you will receive well-deserved mediation.

Organization

Become an organizer of various events. Weddings, anniversaries, birthdays. Knowing how to create holidays is a great way to earn extra money. Over time, you can create your own holiday agency.

Pets

By raising purebred dogs or cats for sale, you can get significant additional income. The demand for puppies and kittens with a pedigree of fashionable breeds is consistently high. And the price for the offspring of animals of especially valuable breeds sometimes reaches $500 or more. In addition to cats and dogs, it is fashionable to keep elite parrots, chinchillas, turtles, snakes, and tortoises.

Earn money using the Internet

Online store

The most fashionable and popular type of income. You just need to create an online trading platform using ready-made models and scripts that can be found for free on the Internet. This method of earning additional income requires virtually no investment and brings good returns.

Favorite social networks

Multi-million dollar public networks - a Klondike for profit. There is information that the income of one promoted public is equal to the number of participants/subscribers. And almost 90% of the entire population is constantly on these networks.

Your own website

Very simple and profitable ideas additional income. Now you can easily create a free website. Decide on its subject, fill it with interesting articles that you update regularly. Your task is to attract visitors. If everything is done correctly, after 2-3 months their number will reach 500-1000 people, and they will bring money.

The main advantage of this method is the “snowball” effect. The longer you run the site, the better it is filled, the more people visit it and the profit increases.

Affiliates

Even inexperienced PC users can handle this type of earning money. The implementation of the idea takes only 2-3 hours of work. What actions? Register in various affiliate programs (almost every online store has them). After registration, you will receive a unique link that you need to advertise.

Commissions come from every purchase made there by a visitor who came through your link. Interest rates can be 30-75% of the sale amount.

Freelancing

Every day a large number of sites appear on the RuNet that require good filling and design. This is where freelancers start making money. If you have the talent of a writer, designer, or programmer, this type of income is for you.

This type of work requires certain knowledge and skills. But you can get a similar experience on your own, without leaving your computer.

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The easiest and most affordable way to earn extra money. The only thing you need is a good internet speed and its unlimited tariff. Register with click sponsors, receive instructions from them and earn money!

What should women do?

Creation

If you like to create something - this way of earning money is for you! Handmade is very popular and is always in demand, because souvenirs, beautiful crafts, embroidered items or cute dolls will be created in a single, collectible version. Creativity can bring a very good additional income.

Your blog

Create your own online platform, blog, where you will do consulting. Cooking, floriculture, hobbies, childcare or just thinking about life topics. By regularly developing your blog and attracting subscribers, you will soon receive good dividends. Great ideas extra income!

People have different situations taking up all your free time. They may have pets (especially dogs) that need to be walked and fed. Children who, in the absence of their mother, also need an eye. There are several options for such additional income:

• For the children. Look after small children, or hire a chaperone for elementary school children to school. It is very interesting to communicate with children.
• For the animals. Find a part-time job looking after animals while the owners are away. Or just dog walking (owners can work late).
• Behind the house. Many people, when leaving somewhere for a long time, do not want to leave their possessions unattended. You can earn good income by looking after the house (watering flowers, cleaning, etc.).

House, garden, vegetable garden

Owners of their own personal plot can start growing flowers, fruits or vegetables for sale. These products are always in demand. And you, doing what you love in the fresh air, will receive excellent profits.

Beauty Consultant

A very profitable additional income for women. Put your skills into practice. You can always find clients who need a good manicure or haircut at home. If you know how to sew, you can create beautiful clothes for animals or original bed linen. If you have a medical education, massage will bring you good income.

Index funds allow you to earn income from investing in the stock market completely passively. For example, if you invest in a fund based on the S&P 500 index, your funds will be invested in Common Market, and you won't have to wonder how to manage your money or whether to sell or buy shares of certain companies. All these points will be managed by the fund, which forms its investment portfolio depending on the state of a particular index.

You can also choose a fund that covers any index. There are funds involved in various business sectors - energy, precious metals, banking sector, emerging markets and others. All you have to do is decide for yourself that this is what you want to do, then invest the money and relax. From now on, your stock portfolio will run on autopilot.

1. Make videos for YouTube

This area is developing very quickly. You can make videos of absolutely any category - music, educational, comedy, movie reviews - anything... and then post it on YouTube. Then you can connect to these videos Google AdSense, and automatic advertising will appear in them. When viewers click on these ads, you will earn money from Google AdSense.

Your main task is to create decent videos, promote them on social networks and maintain a sufficient number of them to provide yourself with income from several clips. Shooting and editing a video is not that easy, but once done, you will have a source of completely passive income that can last for a very long time.

Not sure you'll succeed on YouTube? Michelle Phan combined her love of makeup and drawing with video production, gained more than 8 million subscribers, and now launched her own company with a capitalization of $800 million.

1. Try Affiliate Marketing and Start Selling

This is a passive income technique that is more suitable for owners of blogs and active Internet sites. You can start promoting any products on your website and receive a fixed fee or a percentage of sales.

Making money this way is not as difficult as you might think because many companies are interested in selling their products in as many places as possible.

You can find partnership offers either by contacting manufacturers directly or on specialized websites. It is best if the advertised product or service is interesting to you or matches the theme of the site.

1. Make your photos profitable online

Do you like photography? If so, you may be able to turn this into a source of passive income. Photo banks, such as and, can provide you with a platform for selling photos. You will receive a percentage or flat rate for each photo sold to a website client.

In this case, each photo represents a separate source of income that can work over and over again. All you need to do is create a portfolio, upload it to one or more platforms, and that's where your active work will end. All technical issues of photo sales are resolved using the web platform.

1. Buy high-yield stocks

By creating a portfolio of high-yield stocks, you will receive a source of regular passive income with an annual interest rate that is much higher than the interest on bank deposits.

Don't forget that high-yielding stocks are still stocks, so there's always the possibility of capital overvaluation. In this case, you will receive profit from two sources - from dividends and return on invested capital. To purchase these shares and complete the appropriate forms, you will need to create a brokerage account.

1. Write an e-book

Of course, this can be quite a time-consuming process, but when you write a book and post it on trading platforms, it can provide you with income for years. You can sell the book on your own website or enter into a partnership agreement with other websites that are similar in theme to the book.

1. Write a real book and get royalties

As with writing e-book, first you have to work hard here. But when the work is completed and the book goes on sale, it will become completely passive source income.

This is especially true if you manage to sell your book to a publisher who will pay you a royalty on the sales. You will receive a percentage of each copy sold, and if the book is popular, these percentages can add up to significant amounts. Moreover, these payments can last for years.

Mike Piper of ObviousInvestor.com recently did just that. He wrote a book, Investing Plain, which was sold only on Amazon. The first book became so profitable that he created a whole series. These books total .

1. Get cashback on credit card transactions

Many credit cards offer cash back ranging from 1% to 5% of the purchase price. You still go shopping and spend money, right?

Such bonuses allow you to provide yourself with a kind of passive “income” (in the form of reduced spending) from actions that you perform anyway.

1. Sell ​​your own products online

The possibilities in this area are endless: you can sell almost any product or service. It could be something you created and made yourself, or it could be a digital product (software, DVDs, or instructional videos)

For trading, you can use a specialized resource, if suddenly you do not have your own website or blog. In addition, you can enter into a partnership agreement by offering goods to sites on relevant topics or using platforms like (American marketplace for selling digital information products - editor's note).

You can learn how to sell products online and earn quite a lot from it. This may not be completely passive income, but it is certainly more passive than a regular job that you have to go to every morning.

1. Invest in real estate

This method falls more into the category of semi-passive income, since investing in real estate involves at least a small level of activity. However, if you have a property that you're already renting out, it's mostly just a matter of maintaining it.

Additionally, there are professional property managers who can manage your property for a commission of approximately 10% of the rent. Such professional managers help make the process of receiving profits from such investments more passive, but they will take part of it.

Another way to invest in real estate is to pay off a loan. If you take out a loan to buy a property that you will rent out, your tenants will pay off that debt a little each month. When the entire amount is paid, your profits will increase dramatically and your comparatively small investment will turn into a full-fledged program for leaving your main job.

1. Buy a blog

Thousands of blogs are created every year, and many of them end up abandoned after some time. If you can acquire a blog with enough visitors - and therefore with enough cash flow– this can be an excellent source of passive income.

Most blogs use Google AdSense, which pays once a month for advertising placed on the site. To provide additional income, you can also enter into partnership agreements. Both of these income streams will be yours if you own a blog.

From a financial perspective, blogs typically sell for 24 times the monthly income the blog can generate. That is, if a site can earn $250 per month, most likely you can buy it for $3,000. This means that by investing $3,000, you can receive $1,500 annually.

You may be able to buy the site for less money if the owner really wants to get rid of this asset. Some sites contain “eternal” materials that will not lose relevance and will generate income years after publication.

Bonus tip: If you buy such a site and then fill it with fresh content, you will be able to increase your monthly income, and you will be able to sell the site again after some time for a significantly higher price than you paid when buying it.

Finally, instead of purchasing a blog, you can create your own. This is also a good way to earn money.

1. Create a website that sells

If there is a product that you know a lot about, you can start selling it on a specialized website. The technique is the same as when selling a product self-made, not counting the fact that you won’t have to deal with the production itself.

After some time, you may find that you can add similar products. If this happens, the site will begin to generate significant profits.

If you can find a way to ship products directly from the manufacturer to the buyer, you won't even have to get your hands dirty. This may not be 100% passive income, but it’s very close to it.

1. Invest in real estate investment trusts (REITs)

Let's say you decide to invest in real estate, but you don't want to devote any attention or time to it. Investment trusts can help you with this. They are something like a fund that owns various real estate projects. The funds are managed by professionals, so you don't have to interfere with their work at all.

One of the main advantages of investing in REITs is that they typically pay higher dividends than stocks, bonds and bank deposits. You can also sell your interest in the trust at any time, making such assets more liquid than owning real estate on your own.

1. Become a passive business partner

Do you know a successful company that needs capital to expand its business? If so, you can become something of a short-term angel and provide that capital. But instead of giving a loan to the owner of the company, ask for a share of the shares. In this case, the owner of the company will manage the work of the company, while you will be a passive partner, also taking part in the business.

Every small business needs a source of referrals to support sales. Make a list of entrepreneurs whose services you use regularly and whom you can recommend for cooperation. Contact them and find out if they have a system for paying for referrals.

The list could include acquaintances: accountants, landscape designers, electricians, plumbers, carpet cleaners—anyone. Be prepared to recommend the services of these people to your friends, relatives and colleagues. You can earn a commission on every referral just by talking to people.

Don't underestimate referral programs professional field. If the company you work for offers bonuses for referring new employees or new clients, take advantage of it. This is very easy money.

1. Rent out your unused property on Airbnb

The concept appeared only a few years ago, but very quickly spread throughout the world. Airbnb allows people to travel the world and pay much less to stay than in regular hotels. By participating in Airbnb, you can use your home to host guests and earn extra money just from renting.

The amount of income will depend on the size and condition of your home and its location. Naturally, if your home is located in an expensive city or near a popular resort, the income will be much higher. This is a way to make money from free spaces in your home that would otherwise be empty.

1. Write an application

Apps can be an incredibly lucrative source of income. Think about how many people have smartphones today. Yes, almost everything! People are downloading apps like crazy—and for good reason.

Apps make people's lives easier. Doesn't matter if it helps post beautiful pictures or tracking tasks, there is always an app that is useful to someone.

You might ask: If there are so many apps out there, why would you try to create another one? Is there too much competition? This is all true, but fresh, creative ideas can benefit. If you can come up with something unique, you can make money from it.

Don't know how to program? No problem, you can learn. There are a lot of different courses on the Internet, including free ones. Alternatively, you can hire a developer to create an app based on your idea.

The end result is an application that will potentially generate relatively passive income.

1. Create online courses

Every person is an expert in something. Why not create an online course about your passion?

There are several ways to create and deliver your own online courses. One of the most simple ways is to use sites like